SAFE began the housing program with the development of the first transitional housing facility for victims of domestic violence, homeless women and their children. The former school building that was donated to SAFE was transformed to 31 living units each containing a bathroom, two child care centers, full-sized gymnasium, thrift store, learning center, conference room, laundry rooms, office space and dining areas. After raising over two million dollars for the renovations, the facility opened in January 1997. In March 1997, with help from Local Initiative Support Corporation (LISC), SAFE began to work on a homeownership program to reach low income families interested in becoming homeowners for the first time. By leveraging funds from WVHDF through HUD funds for HOME/CHDO, USDA-RD, SHOP funds from Housing Assistance Council and AHP funds through the Federal Home Loan Bank of Pittsburgh, over 1.5 million dollars in housing loans have been made to 27 families. SAFE has tried to verify the improvement in their quality of life through pictures of where they came from and their move to homeownership.

In March 1997, with help from Local Initiative Support Corporation (LISC), SAFE began to work on a homeownership program to reach low income families interested in becoming homeowners for the first time. By leveraging funds from WVHDF through HUD funds for HOME/CHDO, USDA-RD, SHOP funds from Housing Assistance Council and AHP funds through the Federal Home Loan Bank of Pittsburgh, over 1.5 million dollars in housing loans have been made to 27 families. SAFE has tried to verify the improvement in their quality of life through pictures of where they came from and their move to homeownership.

In May 2000, SAFE began the development of 40 townhouses with a community center which contains a computer lab, child care, laundry facilities, kitchen, office and meeting area. The development of this project was accelerated because of the devastating floods in July 2001 and May 2002. The project was enhanced because SAFE took the lead to form a construction company to build 16 of the 40 units and the 2000 square foot community center with local labor which gave jobs to 10 people for two years plus they learned the expertise of building townhouses. The units were completed utilizing CHDO/HOME funds from HUD through WVHDF, Section 515 and Community Facility funds from USDA-RD and Affordable Housing Program (AHP) from the Federal Home Loan Bank of Pittsburgh. The project was completed in October 2002 and totally rented with Section 8 and Section 515 subsidy in February 2003.

During completion of the homeownership and rental projects, SAFE saw the need to form another non-profit called SAFE Housing and Economic Development, Inc (SHED) which was incorporated in November 2002. SHED took ownership and management of the Elizabeth Drewry Apartments located at Eckman, West Virginia in May 2003. The apartments are named for the frst African American woman in the West Virginia Legislature. The fifteen apartments were built with funding from USDA-Rural Development to serve the elderly and disabled with Section 515 subsidy. This development has been completely rehabilitated and contains laundry facilities and a meeting room.